We are excited to announce the launch of The Future of Business Payments Report 2025, a landmark publication co-created by Waza and the Lagos Business School (LBS).
As Africa’s economies continue to grow and integrate into global markets, payments remain one of the most critical — and complex — enablers of trade and business expansion. This report brings together Waza’s industry expertise and LBS’s academic leadership to shed light on how businesses can navigate today’s challenges and position themselves for tomorrow’s opportunities.
Why This Report Matters
Payments are the lifeblood of commerce. Yet, for African businesses, the reality of sending, receiving, and reconciling payments is often slowed down by:
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Fragmented infrastructure
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FX illiquidity
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High transaction costs
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Compliance complexity
At the same time, innovation in financial technology, regulatory shifts, and growing intra-African trade are reshaping what is possible. The Future of Business Payments Report 2025 provides a roadmap for business leaders to better understand these dynamics and prepare for the next wave of growth.
What’s Inside the Report
The report is structured into four chapters, each designed to provide actionable insights:
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The State of Business Payments in Africa
A deep dive into the current realities of payment systems, trade flows, and infrastructure gaps. -
The Next Wave: Trends Reshaping Business Payments
An analysis of the technological, regulatory, and market forces driving change. -
The Payment Puzzle: Cracking Challenges; Capturing Growth
Practical insights into how businesses can overcome barriers and unlock growth opportunities. -
The Road Ahead: Opportunities for Innovation and Growth
A forward-looking perspective on how businesses and policymakers can shape the next decade of business payments.
Who Should Read This Report
The report is written for decision-makers across industries, including:
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Founders, CEOs, CFOs, and senior executives of African and global businesses
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Importers, exporters, treasury & trade professionals
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Leaders in manufacturing, retail, oil & gas, and technology
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Policymakers, academics, and industry analysts shaping the future of African commerce
Shaping the Future Together
By partnering with Lagos Business School, Waza is reaffirming its commitment to not only powering seamless global payments for businesses but also shaping the conversation on Africa’s economic future.
We believe the insights in this report will equip leaders to make smarter, faster, and more strategic payment decisions in an increasingly interconnected world.
Download the Report
The future of business payments in Africa starts now.
👉 Download The Future of Business Payments Report 2025
